Each year, thousands of prospective college students complete the Free Application Federal Student Aid (FAFSA) or an application for state financial aid for undocumented students, such as the California Dream Act Online Application. Their highest hope is to be able to get enough in federal and state financial aid to pay for their desired college. However, there are various reasons why a student may not be eligible for only scholarships, work study or grants. So, students often ask themselves an extremely important question: Should I take out a student loan?
As a millennial with student loan debt from graduate school, I understand the hesitation from many prospective graduate students to avoid taking out loans or to even pass up on your dream school because the price tag seems insurmountable. However, I always tell students that a loan taken out for your college education is the best loan since no one can ever take your college education away from you. Unlike taking out a loan for a car or another item, your college degree is a lifelong possession.
So what are the different types of loans that students can borrow?
If I decide to take out a loan, what can I do to help myself to limit my debt?
As you can see, there are many options to consider when thinking about taking out a student loan. If you're strategic, you find creative ways to reduce your amount of student loan debt. Always remember that it is a huge responsibility but worth it to invest in your education.
Source: Federal Student Aid, https://studentaid.gov/understand-aid/types/loans
So you have worked really hard to apply to many colleges and universities last fall and you finally received your acceptance letters. Congratulations! At this point in your higher education acceptance journey, you and your family will most likely want to visit each campus to figure out which one is the best fit for you. But if you have had very little experience visiting college or university campuses, you may not know where to go.
If you are in this situation, Climbing to Success College and Career Consulting has made this journey easier for you by providing a free College Visit Checklist to take to your prospective campuses. By visiting these different locations on campus, you will have a better idea of the feel of it and will be able to ask questions to those who work in these different locations.
Click below to access our checklist!
When you think about your dream college, what type of qualities do you think of? Do you want to attend a large university with 30,000+ students or would you prefer to attend a small university with 2,000 students? Do you want to live in a large urban city or a small rural town? Do you care about the amount of diversity on campus? Do you care if you attend a commuter campus or a campus where more students live on campus?
These are only a few important questions you should ask yourself when thinking about a college fit. A “college fit” is a college or university where a student feels like they belong. Oftentimes, a student will apply or attend a certain college or university based on the advice of a family member or due to its reputation. However, it is way more important for a student to find a great college fit so that you will increase their likelihood of graduating from the college or university.
Below are some questions you should ask when thinking about a great college fit for you:
Remember: A great college fit for your best friend or sibling may not be the best college fit for you. Also, a prestigious name of a university doesn’t mean it’s the best fit for you. Happy College Searching Season!